| General | Senior Citizen | |||
| Period | Rate of Interest | Eff. Rate | Rate of Interest | Eff. Rate |
| 15 days to 45 days | 3.75% | – | 3.75% | – |
| 46 days to 90 days | 4.20% | – | 4.20% | – |
| 91 days to 179 days | 4.70% | – | 4.70% | – |
| 180 days to Less than 1Yr. | 5.30% | – | 5.30% | – |
| 1 Yr. to Less than 3 years | 6.50% | 6.66%-7.05% | 7.00% | 7.19%-7.65% |
| 3 years | 6.85% | 7.53% | 7.35% | 8.14% |
| Above 3 Yrs. to 5Yrs. | 6.85% | 7.53%-8.09% | 7.35% | 8.14%-8.79% |
| Above 5 Yrs. To 10 Yrs. | 6.50% | 7.74%-9.06% | 7.25% | 8.81-10.51% |
