| Type of deposit | Existing Rate (%) (w.e.f 15.05.2023)
| Revised Rate (% pa) (w.e.f 07.02.2024) | ||||
| (i) a) Savings Deposit | 3.50% | 3.50% | ||||
| b) Savings New Scheme (Rules as per order no.-24/2006-07 dated 26-09-2006) | 3.50% | 3.50% | ||||
(ii) Daily Deposit Scheme (Commonly known as Daily Savings Scheme) | 2.00% | 2.00% | ||||
| (iii) Current Deposit | 0.00% | 0.00% | ||||
| (iv) Term Deposit | With effect from 15.05.2023 | With effect from 07.02.2024 | ||||
| Period | General | Senior Citizen | General | Senior Citizen | ||
| ROI | Eff. Rate*** | ROI | Eff. Rate | |||
| 15 days to 45 days | 3.75% | 3.75% | 3.50% | – | 3.50% | – |
| 46 days to 90 days | 4.50% | 4.50% | 4.60% | – | 4.60% | – |
| 91 days to 179 days | 5.10% | 5.10% | 5.50% | – | 5.50% | – |
| 180 days to Less than 1Year | 5.40% | 5.40% | 6.10% | – | 6.10% | – |
| 1 Year | 7.15% | 7.34% | 7.65% | 7.87% | ||
| More than 1 Year to Less than 3 years | 6.80% | 7.50% | 7.15% | 7.41%-7.82% | 7.50% | 7.79%-8.24% |
| 3 years | 6.90% | 7.60% | 7.25% | 8.02 % | 7.65% | 8.51% |
| Above 3 Years to 5 Years | 6.90% | 7.60% | 7.25% | 8.09%-8.65% | 7.65% | 8.59%-9.21% |
| Above 5 Years To10 Years. | 6.65% | 7.40% | 5.90% | 6.69%-7.74 % | 6.60 % | 7.81%-9.24% |
| (v) Special Deposit Scheme | With effect from 15.05.2023 | With Effect from 07.02.2024 | ||||
| General | Senior Citizen | |||||
| Period | ROI | Eff. Rate | ROI | Eff. Rate | ||
| MIS for 400 days | 7.25% | 7.25% | 8.00% | 8.00% | ||
| MIS for 555 days | 7.90% | 7.90% | 8.40% | 8.40% | ||
