Deposit Interest Rates
Deposit Rate Proposed by ALCO (w.e.f 02-06-2025)
Type of deposit Existing Rate (%) From 14-02-25 W.E.F 02-06-2025
(i) a) Savings Deposit 3.50% 3.50%
b) Savings New Scheme (Rules as per order no.-24/2006-07 dated 26-09-2006) 3.50% 3.50%
(ii) Daily Deposit Scheme (Commonly known as Daily Savings Scheme) 2.00% 2.00%
(iii) Current Deposit 0.00% 0.00%
(iv) Term Deposit Existing Rate (%) From 14-02-25 W.E.F  02-06-2025
Period General* Senior General* Senior Citizen**
Citizen** ROI Eff. Rate*** ROI Eff. Rate***
15 days to 45 days 3.50% 3.50% 3.50% 3.50%
 46 days to 90 days 4.60% 4.60% 4.60% 4.60%
 91 days to 179 days 5.50% 5.50% 5.50% 5.50%
180 days to Less than 1Year 6.10% 6.10% 6.10% 6.10%
1 Year 7.15% 7.65% 7.05% 7.24% 7.45% 7.66%
More than 1 Year to Less than 3 years 7.15% 7.50% 7.05% 7.30%-7.71% 7.50% 7.79%-8.24%
3 years 7.25% 7.65% 7.15% 7.90% 7.60% 8.45%
Above 3 Years to 5 Years 7.25% 7.65% 7.10% 7.91%-8.43% 7.50% 8.40%-9.00%
Above 5 Years To10 Years. 5.90% 6.60% 5.90% 6.85%-7.96% 6.60% 7.81%-9.24%
(v) Special Deposit Scheme **** Existing Rate (%) From 14-02-25 W.E.F. 02-06-2025
Period General Senior Citizen General* Senior Citizen**
ROI ROI ROI Eff. Rate ROI Eff. Rate
MIS for 400 days 7.25% 8.00% 7.25% 7.25% 8.00% 8.00%
MIS for 555 days 8.10% 8.60% 7.90% 7.90% 8.40% 8.40%
MIS for 330 days Non Callable 6.80% 7.35% XXXX xxxxx xxxxx xxxx
MIS for 315 days Non Callable xxxxx xxxxx 6.80% 6.80% 7.35% 7.35%
MIS for 450 days Non Callable xxxxx xxxxx 7.30% 7.30% 8.05% 8.05%
MIS for 3 years    Non Callable xxxxx xxxxx 7.40% 7.40% 8.40% 8.40%